Insurance
All students are required to have GW’s GeoBlue international health insurance policy when traveling abroad on GW-affiliated travel. Students studying abroad on a GW Study Program, GW Exchange Program, Direct Enroll Program or Provider Programs will be enrolled in GeoBlue insurance by the Office for Study Abroad.
- GeoBlue
Once the Office for Study Abroad enrolls students in the GeoBlue health insurance plan, GeoBlue will notify the enrolled students via email. The notification email will detail next steps for the student to register their GeoBlue account, download their GeoBlue ID card, and access GeoBlue tools and resources.
The GeoBlue coverage complements students' regular U.S. primary health insurance coverage. It is important that all students and their emergency contacts familiarize themselves with the policy coverage and exclusions. International insurance includes many coverage benefits that differ from domestic coverage, such as medical evacuation, but some standard domestic coverage benefits, such as routine examinations, are often excluded.
- Primary Insurance – Charges and Waiver Considerations
For all GW study abroad students, insurance charges for GW GeoBlue and, if applicable, Provider program insurance, are included within a student’s tier fee or program fee and will not appear as a separate charge on their GW eBill. GeoBlue and any program- or host-country-required insurances cannot be waived and are required for all students.
In the event that separate Insurance charges do appear on a student’s account, these charges are likely related to GW’s Domestic Student Health Insurance Plan (SHIP), in which students enroll or waive at the beginning of each Academic Year. As clarified by the SHIP Team within the Student Health Center in Summer 2025, GeoBlue does not meet the waiver criteria for SHIP. To discuss this further or for more information on SHIP, please contact the Student Health Center at ship
gwu [dot] edu or visit their website. The Office for Study Abroad is not involved in the administration of the Domestic Student Health Insurance Plan and cannot advise on the coverage or waiver process.
- Travel Insurance
Travel insurance is not included within GeoBlue’s coverage or GW Study Abroad costs. Travel insurance is considered coverage for personal belongings, lost or damaged luggage, or disrupted/cancelled travel and helps protect a student or family financially in the event of unforeseen changes and interruptions to travel plans.
GW Office for Study Abroad recommends that students consider purchasing travel insurance to cover some of the larger personal expenses, such as airfare, associated with study abroad. GW will not reimburse these expenses in the event of trip cancellation or disruption. It is important to review any travel insurance plan information prior to purchase or prior to making any official payments for upcoming study abroad travel. Some plans may only provide coverage for qualifying events, while others may offer “cancel for any reason” coverage. Many travel insurance providers will only approve coverage if the insurance is purchased shortly after the first travel-related payments are made.
- International Insurance Double Coverage
A student participating in an external non-GW program may be required by the program provider to enroll in a separate international health insurance policy that the provider will consider primary coverage while abroad.
A student participating in a direct enroll or exchange program may be required to purchase the host country’s domestic insurance coverage for the duration of their time in the host country.
Regardless of the program’s insurance requirements, all GW study abroad participants will be enrolled in the GW GeoBlue health insurance plan. We recognize that, in some cases, students will end up with double coverage while abroad.
Though students may be covered by more than one insurance plan, comparing the provisions of two policies rarely leads to the unilateral conclusion that one is "stronger" than the other in all areas. Each policy will have unique coverage exclusions and limitations. For instance, many international policies do not cover pre-existing conditions or certain types of mental health support. Because benefits and coverage limits can vary, the GW GeoBlue insurance coverage requirement provides a standard, predictable level of coverage and support that can be accessed in a medical or security emergency. For students required to purchase a foreign domestic insurance plan, the GW GeoBlue insurance also provides access to evacuation, repatriation, and other essential international medical services that are not included in most foreign domestic insurance plans.